PM Vishwakarma Scheme: Helpline Number (18002677777 and 17923), Subsidy, Interest Rate, Registration Process

PM Vishwakarma Scheme is a Central Sector Scheme, that was launched on 17th September 2023 by the Ministry of Micro, Small, and Medium Enterprises.

The Scheme aims to provide end-to-end support to artisans and craftspeople of 18 trades who work with their hands and tools. The Scheme components include recognition through PM Vishwakarma Certificate and ID Card, Skill Upgradation, Toolkit Incentive, Credit Support, Incentive for Digital Transactions and Marketing Support. The Scheme has been rolled out across the country and its benefits have been initiated.

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PM Vishwakarma Scheme Details:

• PM Vishwakarma is a Central Sector Scheme launched by the Ministry of Micro, Small, and Medium Enterprises.
• Initially, the scheme will be implemented for five years up to 2027-28.
• The required documents are an Aadhaar, mobile number, bank details, and Ration card, which are mandatory for registration.
• Artisans or craftspersons working with hands and tools, engaged in an unorganized sector on a self-employment basis are eligible for the scheme.
• On the date of registration for the scheme, the minimum age of the applicant should be 18 years.
• The registration and benefits under the Scheme shall be restricted to one member per family.
• A person in government service and their family members shall not be eligible.
• The beneficiary can apply either on their own or with the help of the CSCs through Village Level Entrepreneurs (VLEs) or Enumerators.
• After a successful three-step verification, the artisans and craftspeople will formally register under this Scheme as Vishwakarmas. They will receive a Digital ID, a PM Vishwakarma Digital Certificate, and a PM Vishwakarma ID Card.
• The certificate will enable the applicants’ recognition as a Vishwakarma, making them eligible to avail of all the benefits under the Scheme.

Scheme Name	PM Vishwakarma
Launch Date	17th September 2023
Launch By	Central Government
Department	1. Ministry of Micro, Small and Medium Enterprises (MoMSME). 2. Ministry of Skill Development and Entrepreneurship (MSDE). 3. Department of Financial Services (DFS), Ministry of Finance (MoF).
Target beneficiaries	artisan or craftsperson working with hands and tools (Refer condition)
Objective	To enable the recognition of artisans and craftspeople To provide support for better and modern tools To provide incentives for digital transactions
Benefits	Recognition, Skilling, Toolkit Incentive, Credit Support, Incentive for Digital Transaction , recognition of PM Vishwakarma Certificate and ID Card
Documents Required	Aadhaar, Mobile number, Bank details, Ration card
Age Criteria	Minimum 18 years
Registration Link	https://pmvishwakarma.gov.in/

Who is Eligible for PM Vishwakarma Scheme?

• The applicant should be an artisan or craftsperson working with hands and tools.
• The applicant should be engaged in an unorganized sector on a self-employment basis
• The applicant should be engaged in one of the 18 family-based traditional trades mentioned in the scheme.
• The minimum age of an applicant should be 18 years on the date of registration.
• The applicant should be engaged in the concerned trade on the date of registration.
• The applicant should not have availed loans under similar credit-based schemes of the Central Government or State Government for self-employment/ business development, e.g. PMEGP, PM SVANidhi, Mudra, in the past 5 years.
• The registration and benefits under the Scheme shall be restricted to one member per family.

Who is not Eligible for PM Vishwakarma Scheme:

A person in government service and their family members shall not be eligible.

PM Vishwakarma Scheme Documents Required:

• Aadhaar card
• Mobile number
• Bank details
• Ration card, mandatory for registration.

Other Conditions:

1. If beneficiaries do not have a ration card, they have to produce Aadhaar cards for all family members.
2. If beneficiaries do not have a bank account, they have to open a bank account for which hand-holding shall be done by the CSC.

PM Vishwakarma Scheme Trade List:

The applicant should be engaged in one of the 18 family-based traditional trades mentioned in the scheme.

Wood Based

• Carpenter (Suthar)
• Boat Maker

Iron/Metal Based/Stone Based

• Armourer
• Blacksmith (Lohar)
• Hammer and Tool Kit Maker
• Locksmith
• Sculptor (Moortikar, Stone Carver), Stone Breaker

Gold/Silver Based

• Goldsmith (Sonar)

Clay Based

• Potter (Kumhaar)

Leather Based

• Cobbler (Charmakar)/Shoesmith/Footwear Artisan

Architecture/Construction Based

• Masons (Rajmistri)

Others

• Basket/Mat/Broom Maker/Coir Weaver
• Doll & Toy Maker (Traditional)
• Barber (Naai)
• Garland Maker (Malakaar)
• Washerman (Dhobi)
• Tailor (Darzi)
• Fishing Net Maker

PM Vishwakarma Scheme Registration Process:

The eligible beneficiaries are required to get themselves enrolled through the nearest CSC in their area. The beneficiary can apply either on their own or with the help of the CSCs through Village Level Entrepreneurs (VLEs) or Enumerators.

Step-1: Open the website https://pmvishwakarma.gov.in/ and click on the “login” drop down.Then click “CSC – Register Artisans”.

Step-2: On the “Registration Now” Page, answer the Set of Questions as Yes/No, and click “Continue”.

Step-3: On the “Aadhaar Verification” Page, enter the 6-digit OTP received on your Aadhaar-linked Mobile Number. Click “Continue”.

Step-4: On the next page, enter your Aadhaar Number and the Aadhaar Registered Mobile Number. Click “Continue”.

Step 5: Visit your nearest CSC and complete the Biometric Verification Process.

Step 6: In the Online Application Form, fill in all the mandatory details, and click “Submit”.

Step 7: In the next screen, note down the “Application Number” for future reference. Click “Done”.

After a successful three-step verification, the artisans and craftspeople will formally register under this Scheme as Vishwakarmas. They will receive a Digital ID, a PM Vishwakarma Digital Certificate and a PM Vishwakarma ID Card. The certificate will enable the applicants’ recognition as a Vishwakarma, making them eligible to avail of all the benefits under the Scheme.

PM Vishwakarma Scheme Interest Rate:

The PM Vishwakarma Scheme provides a concessional Rate of Interest, 5% to be charged from the beneficiary with an Interest Subvention cap of 8% to be paid by MoMSME.

PM Vishwakarma Scheme Toll Free Number/ Helpline Number:

The Applicant can connect on toll-free numbers 18002677777 and 17923.

PM Vishwakarma Scheme Fees and Charges:

There are no fees or charges associated with the PM Vishwakarma Scheme

PM Vishwakarma Scheme Loan amount and Repayment Tenure:

The Government is providing collateral-free Enterprise Development Loans of  ₹ 1,00,000 (First Tranche for 18 months repayment) & ₹ 2,00,000 (Second Tranche for 30 months repayment) under PM Vishwakarma Scheme.

PM Vishwakarma Scheme Benefits:

• Recognition and Certification: Recognition of traditional skills and crafts, along with certification to boost the credibility and market value of artisans’ work.
• Skill Upgradation: Skill verification is followed by a 5-7 day (40-hour) basic training, and interested candidates can also opt for a 15-day (120-hour) advanced training, with a training stipend of ₹500 per day.
• Toolkit Incentive: ₹ 15,000 grant
• Financial Assistance: Collateral-free enterprise development loans include ₹1,00,000 (first tranche with 18 months repayment) and ₹2,00,000 (second tranche with 30 months repayment) at a concessional interest rate of 5%, with an 8% interest subvention paid by MoMSME, and credit guarantee fees covered by the Government of India.
• Incentive for Digital Transaction: ₹ 1 per transaction for a maximum of up to 100 transactions (monthly)
• Marketing Support: Support for artisans in marketing their products, including opportunities to participate in fairs and exhibitions, as well as access to e-commerce platforms.

Frequently Asked Questions